Medicare Part A (Hospital Insurance) costs

Part A monthly premium

Most people don’t pay a Part A premium because they paid Medicare taxes while working. If you don’t get premium-free Part A, you pay up to $565 each month.  If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn 65), you might pay a penalty.

 

Hospital inpatient stay

In 2026, you pay:

• $1,736 deductible per benefit period

• $0 for the first 60 days of each benefit period (after you pay the deductible)

• $434 per day for days 61–90 of each benefit period

• $868 per “lifetime reserve day” after day 90 of each benefit period (up to a maximum of 60 days over your lifetime)

• All costs for each day after day 150 of the benefit period

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Skilled Nursing Facility stay

In 2026, you pay:

• $0 for the first 20 days of each benefit period

• $217 per day for days 21–100 of each benefit period

• All costs for each day after day 100 of the benefit period